Completing a Business Funding Application Takes Only 1 Minute and does not impact your credit score.

Our Working Capital Loan is designed for business owners who need quick financial support to maintain daily operations during periods of cash flow challenges. Whether you're experiencing a dip in sales or preparing for a busy season ahead, RENGVO is here to help. When cash is tight and essential business activities are at risk, RENGVO provides the fast funding you need to navigate short-term hurdles and build momentum for long-term growth.

What is a Working Capital Loan?
A working capital loan is a financial product aimed at helping restaurant and small business owners fund their everyday operations. Unlike merchant cash advances, RENGVO’s working capital loans offer quick approval with minimal documentation, and funding can be available in just a few days. Our fixed-term loans ensure predictable payments, and the interest paid is tax-deductible, reducing your overall cost of funds. If you need to infuse cash into your business swiftly, RENGVO’s working capital loans are your ideal solution.

Benefits of a Working Capital Loan
A true bank loan, not a merchant cash advance.
Fixed payments that won’t increase with higher credit card sales.
Limited paperwork for faster approval.
Longer repayment terms—up to 36 months.
Online application with fast approval and funding in less than a week.
24-hour access to a renewable line of credit.
Tax-deductible interest, lowering your costs.
No hard credit pulls—your credit score remains unaffected.
Less-than-perfect credit is not a barrier to approval.

Why Size Matters in Business Lending
Larger loan amounts and longer terms provide greater flexibility for big projects and growth initiatives. If you're ready to invest in your business this year, RENGVO offers financing up to $1,000,000 with terms up to 36 months. Our average loan size exceeds six times that of merchant cash advances, and repayment periods are more than three times longer. Larger loans enable strategic investments, while extended terms keep your payments manageable without disrupting cash flow.

Use of Funds
RENGVO understands the dynamic nature of the restaurant and small business landscape. Our working capital loans can be used for a variety of purposes, including:
Equipment financing
Inventory purchases
Renovations and remodels
Expansion projects
Franchise obligations
Opening additional locations
Obtaining liquor licenses
Supporting slow periods and seasonality
Adding catering and take-out services
Upgrading POS or computer systems
Menu and bar revamps
Buying out partners
Marketing and advertising campaigns
Paying taxes or consolidating debt
Covering unexpected expenses