Resource Center

Sub Debt

• Term Loan

Unique Benefits

• $10 Million Max Funded Amount

• 1 - 2 Year Terms

• Approved Amount Based on Cash Flow

• Rates Starting at 15% - Up to 24 Month Terms

• Subordinate 2nd Lien Behind Senior Lender

• No Collateral coverage, No equity, No

warrants, & No covenants

Unique Benefits

• $10 Million Max Funded Amount

• 1 - 2 Year Terms

• Weekly/Monthly Payments

• No Prepayment Penalty

• Refinance up to 2 Loans

• Could Report to Business Credit

Qualifications

• 1 Year Time in Business

• 600+ FICO

• $1 Million in Annual Sales

Qualifications

• 2 Years Time in Business

• 600+ FICO

• $500,000 Annual Sales or $40,000

Deposited Monthly

• Business Bank Account

Line of Credit

Cash Flow Financing

Unique Benefits

• $750,000 Max Line of Credit

• Approved Amount Based on Cash Flow

• Same Day Funding Available

• Only Pay for What You Use

• Weekly/Monthly Payments

• True Revolver; Each Payment Frees Up

Additional Available Funds

Qualifications

• 1 Year Time in Business

• 600+ FICO

• $500,000 Annual Sales or $40,000

Deposited Monthly

• Business Bank Account

Unique Benefits

• $10 Million Max Funded Amount

• Approved Amount Based on Cash Flow

• Same Day Funding Available

• 6 - 24 Month Terms Available

• Daily/Weekly/Monthly Payments

• Early Payoff Discounts Available

Qualifications

• 1 Year Time in Business

• No Minimum FICO

• $500,000 Annual Sales or $40,000

Deposited Monthly

• Business Bank Account

SBA Loan

Unique Benefits

• $5 Million Max Funded Amount

• Approvals: 1-5 Days, Funding 4-10 Weeks

• SBA 7a: 10 Year Term SBA 504: 25 Year Term

• Rate: Prime + 1% - 2.75%

• Monthly Payments

• No Prepayment Penalty

• Reports to Business Credit Bureaus

Qualifications

• 2 Years Time in Business

• 660+ FICO

• $40,000 Deposited Monthly in Business Bank

Account or $500,000 Annual Sales

• No BKs/Liens/Foreclosures in Last 3 Years

Account Receivable Line of Credit

Unique Benefits

• Facility Size: $100,000 - $100,000,000

• Revolving Line of Credit

• Line of Credit Amount Fluctuates as

outstanding A/R Fluctuates

• Rates Starting at Prime + 2%

• Up 95% Financing of Current A/R

• 7+ Days Application to Funding

Qualifications

• 1 Year Time in Business

• No Minimum FICO

• $1 Million in Annual Sales

• $250,000+ in A/R on Short Terms

Equipment Financing

Unique Benefits

• $5 Million Max Funded Amount

• 1 - 5 Year Terms

• Rates Start at 7%

• 100% Financing Available

• Purchase & Leasing Options

• Vender & Private Sales

Qualifications

• 1 Year Time in Business

• 550+ FICO

• Business Bank Account Required

• Invoice Required

Inventory Line of Credit

Unique Benefits

• Facility Size $100,000 - $10,000,000

• Revolving Line of Credit

• Line of Credit Amount Fluctuates as

Inventory Fluctuates (up and down)

• Rates Starting at Prime + 2%

• Up to 85% Financing of Inventory

Liquidation Value

• 7+ Days Application to Funding

Qualifications

• 1 Year Time in Business

• No Minimum FICO

• $1 Million in Annual Sales

• $1 Million in Current Inventory

• Interest-Only Revolving Line of Credit

Our Interest-Only Revolving Line of Credit (IO-Bankroll) gives you the power to do more! Whether it’s financing a growth opportunity, an expansion project, a new location, higher labor costs, new equipment, or investing in new technology, IO-Bankroll is your solution. With LOW interest-only payments for up to a year and approvals in 24 to 48 hours on amounts up to $1 million, the IO-Bankroll Revolving Line of Credit is unmatched. The 11-month revolving period allows you to draw funds and pay down your principal balance as often as you need. Couple that with fixed terms up to 3 years, and IO-Bankroll becomes a powerful tool for business growth and increased profitability.

IO-Bankroll Advantages:

• Approvals from $200,000 to $1 million in 24 to 48 hours.
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• Minimum initial draw of 25% of the line’s approval.
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• Save Big! Pay only the interest on your outstanding balance for up to a year.
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• Receive repayment terms up to 3 years with low, fixed payments.
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• A revolving period of up to 11 months (48 weeks).
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• Unlimited draws of $10,000 or more during the revolving period.
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• Unlimited principal paydowns of $10,000 or more during the revolving period.
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• Every regular payment and principal paydown frees up line availability.

 IO-Bankroll: Interest-Only Revolving Line of Credit

Unlock your business’s potential with IO-Bankroll, a flexible financing solution designed to support growth and strategic initiatives. Whether you're funding expansion, opening a new location, managing higher labor costs, acquiring new equipment, or investing in technology, IO-Bankroll empowers you to do more.

Features include:

• Fast Approvals: Receive approval from $200,000 to $1 million within 24 to 48 hours.
  
• Interest-Only Payments: Enjoy low, interest-only payments for up to 12 months, helping you conserve cash during critical growth phases.
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  Flexible Draws: Take advantage of an 11-month revolving period to draw funds and pay down your principal as needed—unlimited times, with minimum draws of $10,000.
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  Repayment Terms: Fixed repayment periods up to 3 years with low, predictable payments.
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  Easy Access:  Every principal paydown or payment frees up additional line availability, providing ongoing financial flexibility.
  
• With approvals in as little as 24 hours and a flexible structure that adapts to your business needs, our IO-Bankroll is a powerful tool for boosting profitability and supporting sustained growth.
  
  
  

Revolving Line of Credit

Our BANKROLL is the latest game-changer in flexible business financing. Designed to give business owners the power to access capital instantly, BANKROLL solves the #1 challenge: maintaining cash flow stability while having quick, reliable access to funds when needed most.

BANKROLL provides unmatched flexibility with approvals up to $1,000,000, a fixed 36-month loan term, and fixed weekly payments. Borrow what you need, when you need it — with the freedom to pay down or draw additional funds unlimited times. You control every aspect: when to borrow, how much, your payment amount, and how long to keep the line open. Plus, early payoff is always penalty-free!

BANKROLL’s Industry-Leading Features:

• Revolving Line of Credit: Approvals up to $1,500,000
  
• Flexible Terms: Max amortization of 36 months with fixed weekly payments
  
• Revolving Period: Up to 1 year (52 weeks)
  
• Unlimited Draws: Minimum of $5,000 or 10% of your approval, whichever is higher.
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  Unlimited Paydowns: Make principal paydowns of $5,000 or more anytime during the revolving period.
  
• Line Availability: Every payment or principal paydown frees up available funds instantly.
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  Weekly Finance Charges: Accrued and collected weekly, with no minimum charges
  Pay Off Anytime: No penalties, prepayment fees, or maintenance charges for early payoff
  
• Why Choose our  BANKROLL?
  
• Max Approval: Up to $1,000,000 with a minimum initial draw of $5,000
  
• Long-Term Flexibility: Fixed, low weekly payments over a 36-month period.
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  Unlimited Flexibility: Draw or pay down as often as you need during the revolving period
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  Complete Control: Pay off or reduce your line at any time without penalties
  
• How It Works:
  
• All draw requests undergo a quick desktop underwriting process, ensuring your creditworthiness hasn't changed since approval. Updated bank data via PLAID or paper statements is required prior to funding. We aim to fund qualified requests within 2 business days.
  
• Note: Draws and paydowns during the revolving period are only available if your credit profile remains consistent. This isn’t a guaranteed extension of credit.
  
• Apply online today and experience the ultimate financial flexibility with Rengvo’s BANKROLL — your business’s growth is simplified.